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With our full array of products and services, along with our friendly and helpful staff, Sentry Bank is always a great choice. All of our accounts are accessible through our Online Banking for no charge.

Certificate Specials

For a limited time take advantage of special APY rates when you choose a Certificate of Deposit (CD) through Sentry Bank.

5.30% APY – 11 Months, $10,000 minimum deposit

Contact our friendly and helpful staff today to learn more on how the right CD can play a very important role in your financial future!

Debit Card

Use your Debit card to make purchases online or in person anywhere that Mastercard® is accepted. Also gain access to fee-free ATMs through the MoneyPass® network. Clicking on the link below will open a new window and bring you to the MoneyPass website.

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Personal Loans

Whether you need a new car or a new house, Sentry Bank has the resources to make your dream a reality. Funding our loans in-house means that we have the flexibility to work with you and the ability to get things done quickly.

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Retirement IRAs

Sentry Bank has several options for those who are interested in saving money for their retirement.

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Flexible Benefits

No matter which card you choose, your business will benefit from important features like:

Free online expense reporting tools.

No fee for additional employee cards.

Mobile payment capability for added convenience.

Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.

Cardmember Service available 24 hours a day/365 days per year.

* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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  • St. Joseph

  • Downtown St. Cloud

  • West St. Cloud

  • St. Stephen

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Meet our Business Bankers

  • Ryan Holtas

    Ryan has been with Sentry Bank for the last 6+ years, bringing 15+ years of business experience to his work with both new and established business customers. Ryan serves as the Senior Vice President/Senior Lender and is an active member of the Cold Spring community, St. James Catholic Church, Sertoma, as well as a current student of the Graduate School of Banking. Ryan also coaches baseball while being the President of the CSAYSA. See Ryan for any of your commercial banking needs.

    NMLS #1469570

  • Kevin Fitzpatrick

    Kevin has been with Sentry Bank for the last 4+ years, bringing over 20 years of banking experience, including 6 years of lending experience. Kevin serves as the Vice President of Commercial Lending. He has a BS in Business Management and an MBA in Business Administration. Kevin is on the Board of Directors for Big Brothers Big Sisters of Central MN and a member of the Sartell Chamber of Commerce. Outside of work, Kevin enjoys spending time outdoors with his wife and two daughters.

    NMLS #1514570

  • Patrick Baumgard

    Patrick is a Commercial Loan Officer with Sentry Bank and brings over 25 years of community banking experience. He has a BS Degree in Economics from Minnesota State University, Mankato and attended the Graduate School of Banking at the University of Wisconsin, Madison. He is certified in both Compliance and Security, achieving CCBCO and CCBSO designations through the ICBA. Patrick is active in both the St. Joseph and St. Cloud communities and is a board member of the Wright County EDP.

    NMLS #794600

  • Ryan Davidson

    Ryan is a Vice President Commercial Loan Officer with Sentry Bank. Prior to joining Sentry Bank, Ryan spent 19 years in banking gaining the knowledge and experience to help clients realize their financial dreams. He received his undergraduate degree in Business Management, Finance, and Marketing from Southwest Minnesota State University. Ryan’s success is built on a foundation of hard work, integrity, and unbeatable customer service. His goal is to build lifelong relationships with his clients and to have a positive impact on the communities in which he proudly works. With many years of service and the right tools at his disposal, he is confident he can find the solution to make your dreams a reality. Outside work, Ryan enjoys spending time with his wife and two wonderful children. He enjoys watching them grow each day as they learn the life skills that will carry them for many years to come.

  • Matt Nelson

    Matt Nelson is a Business Banking Relationship Manager at Sentry Bank serving the Twin Cities Market. Prior to joining Sentry, Matt spent 12 years at US Bank gaining diverse experience in Retail Consumer Banking, Community Banking, Middle Market and Business Banking. He received his undergraduate degree in Economics and Management Studies from St Olaf College. After spending 4 years in Ames, IA where Matt’s wife, Jessica, attended Veterinary School, he and his family moved back to MN. He and his wife and their 3 kids live in the Maple Grove area. Matt works with the MN Chapter of Juvenile Diabetes Research Foundation to execute the JDRF Walk for a Cure each year.

Need to Get in Touch?

Fill out the form to contact Joe and Brad and they will get in touch with you shortly. In the meantime, check out our exclusive Home Buyer’s Guide Blog series where you can download a helpful guide that will take you through the whole buying process from start to finish.

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