Sentry Bank has Home Mortgage Solutions that suit your needs

Home Loans

Think you might be ready to buy a home, but aren’t sure how to start the process?

Download our guide and we will walk you through the process step by step!

There have never been more options for financing your new home than there are right now. Stop in and we will lay out all the options and figure out which one works best for you.


Sentry Bank’s One Time Close Construction Loan makes it quick and easy for you to get into your brand new, custom built dream home.


Sometimes the perfect home is just around the corner. With a wide variety of financing options, we can find a way to get you into a place of your own.


Does your current home just need some tweaking or updating? We can finance a project to turn it into a masterpiece that reflects your personal style and fits your unique family.

Home Equity Loan

Use the equity in your home to finance a remodeling project or even take a much needed vacation.


Refinance for a lower rate, a different term, or simply to lower your monthly payment.

Meet Our Mortgage Lending Team:

Joe Bye Mortgage Lender Guy Sentry Bank

Joe Bye has been in banking for about 15 years with most of his time spent as a lender. He has spent time in consumer, agricultural, and commercial lending, but his current expertise is home mortgage lending. He has been with Sentry Bank since 2013 and you can find him at our St Joseph location. 

NMLSR ID# 780986

Brad Eckhoff has over 15 years of banking and credit experience.  With a mortgage based background, Brad enjoys helping people find the right financing package for their specific situation.  Brad appreciates helping and watching customers progress in their financial goals. 

NMLSR ID# 1002576

Calculate Mortgage Payments

* Loan calculator for informational purposes only.

Fill out the form to the right to contact Joe and Brad and they will get in touch with you shortly.  In the meantime, check out our exclusive Home Buyer’s Guide Blog series where you can download a helpful guide that will take you through the whole buying process from start to finish.

Joe Bye – NMLS#-780966  |  Brad Eckhoff – NMLS#-1002576