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Grow Your Business

Whether used as a rainy day fund or to save for a down payment on a new building, a Business Savings account is a great way to earn interest on money that you aren’t using right now.

Business Money Market Accounts

Use your excess cash to grow your business savings. Sentry Bank’s business money market account is a great way to help your business save, whether you’re building your balance toward a planned purchase or creating a buffer for unexpected expenses.

Business Certificates of Deposit

Make the most of your excess cash flow. Strategic saving is essential to the success and growth of any business. Take advantage of  benefits and competitive rates of our business certificates of deposit and put your excess cash flow to work.

Choose Sentry Bank for Your Business

All of our checking accounts include free online access, free mobile banking, and a debit card with access to over 50 fee-free ATMs in the St. Cloud area through the MoneyPass Network. Treasury Management Services available upon approval. Free check images with eStatements. Optional $2.00 fee for paper check images.

Meet Our Business Bankers

  • Ryan Holthaus

    Ryan has been with Sentry Bank for the last 8+ years, bringing over 20 years of business experience to his work with both new and established business customers. Ryan serves as the Senior Vice President/Senior Lender and is an active member of the Cold Spring community, St. James Catholic Church, Sertoma, as well as a Graduate of the University of Wisconsin Graduate School of Banking. Ryan also coaches baseball while being the President of the CSAYSA. See Ryan for any of your commercial banking needs.

    NMLS #1469570

  • Kevin Fitzpatrick

    Kevin has been with Sentry Bank since 2018, bringing over 20 years of banking experience, including 8+ years of lending experience. Kevin’s current role is Vice President within the Commercial Lending division. He has a BS in Business Management and an MBA in Business Administration. Kevin plays an active role in the community through his involvement with organizations like Big Brothers Big Sisters of Central MN and the Sartell Chamber of Commerce. Outside of work, Kevin enjoys spending time with his two daughters and participating in outdoor activities.

    NMLS #1514570

  • Ryan Davidson

    Ryan is a Vice President Commercial Loan Officer with Sentry Bank. Prior to joining Sentry Bank, Ryan spent 19 years in banking gaining the knowledge and experience to help clients realize their financial dreams. He received his undergraduate degree in Business Management, Finance, and Marketing from Southwest Minnesota State University. Ryan’s success is built on a foundation of hard work, integrity, and unbeatable customer service. His goal is to build lifelong relationships with his clients and to have a positive impact on the communities in which he proudly works. With many years of service and the right tools at his disposal, he is confident he can find the solution to make your dreams a reality. Outside work, Ryan enjoys spending time with his wife and two wonderful children. He enjoys watching them grow each day as they learn the life skills that will carry them for many years to come.

    NMLS #578081

  • Patrick Baumgard

    Patrick is a Commercial Loan Officer with Sentry Bank and brings over 25 years of community banking experience. He has a BS Degree in Economics from Minnesota State University, Mankato and attended the Graduate School of Banking at the University of Wisconsin, Madison. He is certified in both Compliance and Security, achieving CCBCO and CCBSO designations through the ICBA. Patrick is active in both the St. Joseph and St. Cloud communities and is a board member of the Wright County EDP.

    NMLS #794600

  • Matt Nelson

    Matt Nelson is a Business Banking Relationship Manager at Sentry Bank serving the Twin Cities Market. Prior to joining Sentry, Matt spent 12 years at US Bank gaining diverse experience in Retail Consumer Banking, Community Banking, Middle Market and Business Banking. He received his undergraduate degree in Economics and Management Studies from St Olaf College. After spending 4 years in Ames, IA where Matt’s wife, Jessica, attended Veterinary School, he and his family moved back to MN. He and his wife and their 3 kids live in the Maple Grove area. Matt works with the MN Chapter of Juvenile Diabetes Research Foundation to execute the JDRF Walk for a Cure each year.

    NMLS #570852