Mobile deposit or remote deposit is a relatively recent method of cashing your business and personal checks. Through our mobile app – Touch Banking [click here for Apple devices | click here for Android devices] – you can deposit your checks simply by opening the app, choosing which account it will go into, endorsing the check and taking a photo.
If you don’t already have an account with us, contact us today to get set up and start using mobile deposit!
2. Reduce Paperwork/Mistakes
In many cases, depending on the number of checks you’re depositing, it can really cut down on the amount of paperwork you need to do, as well as transcription mistakes from the check to your ledger. You’re also much less likely to lose the check if you deposit it immediately, rather than keep it in a pile or envelope before taking it to the bank.
3. Available When You Are
An added bonus is that mobile deposit is available when you are. While checks deposited through our app after 3 p.m. will be processed on the next business day, you still have increased flexibility if you like to do your bookwork at night.
You can deposit your checks right then at 11 p.m. in the comfort of your own home or office and know that the bank will pick them up right at the open of business. You didn’t even have to drop them off at the overnight box! This is especially useful in rural areas like ours, where you or your business may be a considerable distance from one of our four convenient locations.